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	<title>Team Jernigan</title>
	<link>http://www.teamjernigan.com</link>
	<description>McKinney Real Estate &#124; Frisco &#124; Allen &#124; Fairview &#124; Prosper &#124; Melissa &#124; Plano &#124; Lucas &#124; Collin County</description>
	<lastBuildDate>Thu, 08 Sep 2011 15:45:10 +0000</lastBuildDate>
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		<title>Reverse Mortgages: Do the Benefits Outweigh the Risks?</title>
		<description><![CDATA[The reverse mortgage was invented decades ago to help seniors facing economic hardship access the equity in their homes. Between 1990 and 2010, more than 660,000 reverse mortgages were issued, according to the AARP. Today, the products are aggressively marketed through ads featuring Boomer-friendly spokespeople such as Henry Winkler (the Fonz from Happy Days). But [...]]]></description>
		<link>http://www.teamjernigan.com/reverse-mortgages-do-the-benefits-outweigh-the-risks</link>
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		<title>D-FW home foreclosure filings fall 19%</title>
		<description><![CDATA[North Texas home foreclosures are continuing to retreat from the record highs set last year. Foreclosure filings for September are down 19 percent from a year ago, the seventh month in a row that foreclosure postings in the Dallas-Fort Worth&#160;area have fallen year-over-year. Foreclosure filings in the D-FW area have now been lower in 10 [...]]]></description>
		<link>http://www.teamjernigan.com/d-fw-home-foreclosure-filings-fall-19</link>
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		<title>FTC: Countrywide borrowers to get $108 million in refunds</title>
		<description><![CDATA[NEW YORK (CNNMoney) &#8212; Borrowers who were overcharged by Countrywide Financial more than three years ago are finally going to get what&#8217;s due to them. The Federal Trade Commission said Wednesday that, as a result of a settlement reached with the mortgage lender more than a year ago, it is sending out checks totalling nearly [...]]]></description>
		<link>http://www.teamjernigan.com/ftc-countrywide-borrowers-to-get-108-million-in-refunds</link>
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		<title>Spring Home Improvement Ideas</title>
		<description><![CDATA[Susan Goldfarb of Albany, N.Y. spent last summer avoiding her backyard. &#8220;Our mosquito problems were just above and beyond,&#8221; she says. &#8220;No matter what we did, from sprays to candles to bug zappers, we just couldn&#8217;t get them to stop breeding in our yard all summer long.&#8221; Goldfarb spent the winter reading up on ways [...]]]></description>
		<link>http://www.teamjernigan.com/spring-home-improvement-ideas</link>
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		<title>House hunting: Is this the best time to buy?</title>
		<description><![CDATA[NEW YORK (Money) &#8212; My fianc&#233; and I are saving up to buy a house in the not-too-distant future. We want to take advantage of the housing market, but he&#8217;s skeptical about whether this is the best time to buy. When do you think prices will go up? &#8212; S.R., Los Angeles I can understand [...]]]></description>
		<link>http://www.teamjernigan.com/house-hunting-is-this-the-best-time-to-buy</link>
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		<title>Home clearance sale coming from &#8216;desperate&#8217; sellers</title>
		<description><![CDATA[NEW YORK (CNNMoney) &#8212; Home prices are already a third off their highs, but this summer could bring the real discounts. Buyers are still cautious, and anxious sellers will have to price aggressively to get them off the fence. That could result in a &#8220;summer clearance sale,&#8221; predicts Pete Flint, CEO of Trulia, the real [...]]]></description>
		<link>http://www.teamjernigan.com/home-clearance-sale-coming-from-desperate-sellers</link>
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		<title>Tornado Safety Tips</title>
		<description><![CDATA[There is no such thing as guaranteed safety inside a tornado. Freak accidents happen; and the most violent tornadoes can level and blow away almost any house and its occupants. Extremely violent F5 tornadoes are very rare, though. Most tornadoes are actually much weaker and can be survived using these safety ideas&#8230; Prevention and practice [...]]]></description>
		<link>http://www.teamjernigan.com/tornado-safety-tips</link>
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		<title>Tycoon in the making</title>
		<description><![CDATA[NEW YORK (CNNMoney) &#8212; Malynda Williams didn&#8217;t set out to be a real estate tycoon. But the 40-something has managed to acquire four properties over the past three years, and she&#8217;s looking for more. &#8220;I started out trying to get something going for after I retire,&#8221; Williams said. &#8220;I never thought it would be this, [...]]]></description>
		<link>http://www.teamjernigan.com/tycoon-in-the-making</link>
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		<title>Living Free with Feng Shui</title>
		<description><![CDATA[For a long time I have resisted teaching &#38; sharing&#160;Feng Shui for the worry that some people would&#160;see it as just plain weird.&#160; Having practiced it fervently for the past two years I can no longer keep quiet.&#160;It has been a life changing experience &#38; one worth sharing.&#160; There are depths of the teaching that [...]]]></description>
		<link>http://www.teamjernigan.com/living-free-with-feng-shui</link>
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		<title>House Votes to Kill Obama Mortgage Plan (HAMP)</title>
		<description><![CDATA[WASHINGTON (CNNMoney) &#8212; The House passed a bill&#160;Tuesday to kill a signature Obama administration program that helps homeowners stay in their homes but has faced criticism as ineffective. The House voted 252 to 170 to stop any new funding for the Home Affordable Modification Program (HAMP). Eleven Democrats joined Republicans to defund the program. The [...]]]></description>
		<link>http://www.teamjernigan.com/house-votes-to-kill-obama-mortgage-plan-hamp</link>
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